Last Updated: 12 February 2026
By accessing or using the RiskAsset HV Training website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.
RiskAsset HV Training provides online training programmes for body corporate trustees, managing agents, and HOA committee members. Our services include educational content, training modules, and related materials focused on sectional title and homeowners association management.
We are an education provider only. We do not provide property management services and are not a managing agent.
To access certain features of our services, you may be required to create an account. You are responsible for:
You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:
All content, materials, and intellectual property on our website and in our training programmes are owned by or licensed to RiskAsset HV Training. This includes but is not limited to:
You are granted a limited, non-exclusive, non-transferable license to access and use our materials solely for your personal educational purposes.
Certain services require payment of fees. By purchasing our training programmes, you agree to:
All fees are non-refundable unless otherwise stated or required by law. We reserve the right to change our fees at any time with reasonable notice.
Refund policies for training programmes will be clearly stated at the time of purchase. Generally, refunds may be available within a specified period after purchase if you have not accessed substantial portions of the training content.
Our training programmes provide educational information based on the Sectional Titles Schemes Management Act and related regulations. However:
To the fullest extent permitted by law, RiskAsset HV Training shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.
Our total liability for any claims related to our services shall not exceed the amount you paid for the specific service giving rise to the claim.
You agree to indemnify and hold harmless RiskAsset HV Training, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of services.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Cape Town, South Africa.
We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after changes become effective constitutes acceptance of the revised Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
If you have questions about these Terms of Service, please contact us:
RiskAsset HV Training
231 Main Rd, Newlands
Cape Town, 7700
South Africa
Email: info@riskassethv.com
Phone: +27 21 686 7830